Abstract: Green finance serves as a critical instrument for addressing key bottlenecks in the realization of ecological product value, such as difficulties in measurement, collateralization, trading, and monetization. However, existing research has yet to systematically elucidate the matching logic between financial instruments and ecological products with different attributes, or to clarify the mechanisms through which finance can be effectively embedded in this process. To fill this gap, this study develops an analytical framework that links ecological product attributes, financial instrument matching, financial embedding pathways and ecological product value realization, thereby revealing the underlying mechanisms and model selection logic of green finance embedded in ecological product value realization. Building upon this theoretical analysis, the paper further examines the operational logic and performance of different financial embedding models through case studies from Fujian Province. A comparative analysis of the advantages, limitations, and applicable contexts of various models is also conducted. Based on the findings, the paper proposes policy recommendations to promote the effective embedding of green finance in ecological product value realization: (1) Optimize embedding pathways by product category to enhance the precision matching of financial instruments with ecological product attributes; (2) Strengthen institutional support by improving property rights clarity, factor market development, and governance foundations for value realization; (3) Foster innovation in green finance to diversify financial products and enhance both the precision and diversity of financial support; (4) Establish a robust ecological financial risk management system to improve the resilience of sustainable development in ecological industries.